American Express is committed to helping you understand and manage your
Much of the information in the “Credit Bureau Resources” section of the American
Express Financial Education Web site was developed by Fair Isaac Corporation –
the company that invented the FICO® credit risk score that lenders use. This
information is intended to help you understand the actions you can take to
achieve and protect your overall financial health.
We have also included credit information as it relates to your American Express
account, such as “Why Does American Express Send Me My FICO
Score?” and” How Late Payments Affect Your Credit Score.”
The information provided by Fair Isaac Corporation is used with
permission. Copyright © Fair Isaac Corporation. All rights reserved. Further
use, reproduction, or distribution is governed by the Fair Isaac Copyright
Usage Requirements, which, along with further information on credit, credit
scoring, and related topics, can be found at
www.myfico.com. Fair Isaac®, FICO®, myFICO®, and other marks are trademarks
of Fair Isaac Corporation.